Avian influenza or bird flu refers to the disease caused by infection with avian (bird) influenza (flu) Type A viruses. These viruses naturally spread among wild aquatic birds worldwide and can infect domestic poultry and other bird and animal species.
The definition of avian is avi·an ˈā-vē-ən. : of, relating to, or derived from birds. This is from Latin avis (“bird”) + -ian.
In the UK if avian flu is discovered you have to cull all the birds from the same flock. The definition of cull is to reduce the population of an animal by selective slaughter. Interesting the word cull comes from the Latin verb colligere, meaning “to gather”.
If you have a poultry or egg production business then this could destroy you.
This is why it is vital to have business interruption insurance in this area.
Business interruption (BI) insurance or speciality disruption insurance provides cover for loss of income – or the additional costs of keeping your business running – following an incident that interrupts your normal activities.
Get the Expert Financial Advice you need for on Business Interruption Insurance Claims, whether it has been caused by infection, fire, flood or any other event. We provide the highest available skills in financial and non-financial analysis to help settle any claim.
We are the BI insurance experts and have prepared several major loss claims (£100 thousand to over £1million) where avian flu has required flocks in excess of 100 thousand birds to be culled. This is a very sad requirement but does save many millions more from being infected.
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