Insurance Claims for Fire Damage: UK Guide
A fire has left a business owner with smoke in the offices, water through the stockroom and a premises that may be unsafe or commercially unusable. Insurance claims for fire damage can include more than the cost of rebuilding: they may also involve smoke contamination, damaged contents, mitigation, temporary premises, lost profit and other interruption […]
How to Sell to Businesses in the UK
The popular advice on how to sell to businesses is to contact more people, build relationships and keep following up. That approach is too shallow for UK professional services. Buyers facing suspected fraud, a disputed loss, regulatory scrutiny or a litigation deadline usually want evidence, independence and a defensible route to a decision before they […]
Contractual Dispute Resolution: UK Business Guide 2026
Civil claims in England and Wales fell from 1,943,513 in 2000 to 1,718,883 in 2003, showing both the scale of the court system and why a contractual dispute resolution strategy shouldn't assume a final judgment. The practical answer is to choose the right forum early, preserve contemporaneous records, and build a defensible financial model for […]
Sensitivity Analysis in UK Forensic Accounting
Sensitivity analysis tests how changes in key assumptions affect a financial result. In forensic accounting, it shows which inputs drive a loss estimate or valuation and where the conclusion may change. HM Treasury’s Green Book uses the same approach in public spending appraisal, including tests of the values at which an option stops representing value […]
Trade Based Money Laundering Red Flags: 8 Indicators
A routine import invoice can look ordinary until its price, supporting paperwork and payment route are compared with the wider trade record. Trade based money laundering red flags are observable inconsistencies in pricing, documents, destinations, trade finance and cash flows that suggest value may be moving for purposes other than the stated trade. A single […]
Independent Financial Review: UK Disputes Guide 2026
An independent financial review examines financial records against a defined commercial or legal question. Its scope may cover disputed transactions, cash movements or losses. The agreed engagement determines whether the report provides factual findings, expert analysis or a formal assurance conclusion. The label alone does not establish an assurance level. Why, then, do organisations still […]
Internal Audit Insurance Company
A delegated authority partner has settled claims outside its authority limits for months. The board wants to know whether the issue is isolated, whether other claims are affected, and whether management's existing controls can be trusted. In that situation, internal audit in an insurance company provides independent assurance that underwriting, claims, financial reporting, governance and […]
Internal Audit Service: A UK Guide for 2026
A finance director has a clean set of management accounts, a board asking whether controls are effective, and a growing concern that important evidence sits across spreadsheets, systems and email. The immediate question is usually simple: what is an internal audit service, and what will it deliver? An internal audit service provides independent assurance and […]
Cost of Mitigation Explained for UK Disputes
The cost of mitigation is the reasonable, evidenced expense incurred to reduce or avoid further loss after a triggering event. In an individual dispute, recoverability depends on causation, reasonableness, evidence and the applicable contract or policy. A business owner dealing with a damaged warehouse, a finance director managing a sudden plant failure, or a solicitor […]
Insurance Claim Dispute: A Practical UK Playbook
A Manchester fabricator may have waited six months only to learn that a flood claim is accepted for physical damage but repudiated for part of the business interruption loss. A Bristol restaurant may receive a settlement that covers only half of the trading shortfall, while the insurer points to trends, policy limits and avoided costs. […]