Business Interruption Calculator: A Practical UK Guide
A fire, flood or pandemic-related closure can leave a UK business owner with an urgent question: what financial loss is the insurance policy meant to cover, and for how long? A business interruption calculator provides an initial estimate by applying financial inputs such as turnover, gross profit, saved costs and the indemnity period. It can […]
Gifts and Hospitality Policy How to Build a Compliant One
A supplier sends your finance director a hamper after a tender closes. A sales manager accepts tickets from a prospective client. Someone records neither offer because the value feels modest, then an unhappy bidder alleges that the hospitality influenced a decision. Within days, a routine business gesture can become a finance query, a fraud concern, […]
Enhanced Due Diligence for UK Firms: 2026 Guide
A payment arrives from a third-country supplier, but the invoice doesn't match the contract. The ownership structure behind the supplier runs through several companies, the customer gives vague answers about the money, and your finance team can't explain why the transaction was approved. By the time the issue reaches the board, you may face an […]
Litigation Support UK Explained for SMEs and Law Firms
A disputed invoice, an unexplained transfer, or an insurance claim that falls well short of the loss can turn an ordinary working week into a financial emergency. You may be trying to run a warehouse, protect a family business, respond to solicitors, or explain missing funds to a lender while the evidence sits across bank […]
Professional Indemnity Claims Explained for UK Businesses
A director can face the same awful morning in several ways. A conveyancing error leaves a property charge undiscovered. An accountant's figures support a decision that later unravels. A valuation misses a material issue, a business interruption claim stalls, or a shareholder dispute turns into a fight over money that nobody can reconcile. Add allegations […]
Purchase Order Audit: A Practical UK Guide for 2026
A finance director can discover the problem during an ordinary bank-reconciliation exercise. An invoice has an approved purchase order, a goods-received note and a matching payment, yet the money has gone to a supplier bank account changed shortly before settlement. The three-way match appears complete. The control has still failed. That situation creates more than […]
Accounts Receivable Fraud: A Practical UK Guide
Accounts receivable fraud involves deliberately manipulating invoices, customer records, receipts or collections so money is misappropriated, concealed or diverted. In the UK, invoice scams caused £50.3 million in losses in the past year, with 70% affecting non-personal accounts, so a receivables irregularity deserves prompt attention rather than a routine correction. The problem often arrives disguised […]
10 Root Cause Analysis Methods for UK Investigations
A small unexplained payment can become a serious dispute before anyone agrees on what happened. A director may see an accounting error, while a lender sees possible management failure. An insurer may challenge a business interruption claim, a shareholder may allege concealment, or a solicitor may need to explain a loss to the court. Meanwhile, […]
Whistleblowing Procedures That Actually Work in the UK
A finance manager notices that revenue has been moved into a quiet week to push a quarterly bonus over its threshold. A director signs off the journals. A colleague who previously raised concerns is redeployed. Meanwhile, the manager is dealing with the practical pressures that make workplace wrongdoing harder to challenge, including personal finances, an […]
Settlement Calculation in the UK: A Practical Guide
You open a settlement letter and the figure looks tidy, almost polished. Then you compare it with your own numbers, or your lawyer's, or the accountant's, and the gap is too big to shrug off. That's usually the moment business owners, directors, and claimants realise the fight is not just about liability, it's about settlement […]